By accessing or using this website, you agree to these Terms of Use. If you do not agree, please do not use this website.

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1. About this website

This website is operated by Bruce Mulvaney & Co (“we”, “us”, “our”).
The content on this website is provided for general information purposes only and does not constitute legal, financial, insolvency, or restructuring advice.

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2. No professional advice

Information on this website:

• Is general in nature

• Does not take into account your specific circumstances

• Should not be relied upon as a substitute for professional advice

Before acting on any information, you should obtain tailored advice from a qualified professional.

Submitting an enquiry or contacting us through this website does not create a client relationship.

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3. Use of the website

You agree to use this website lawfully and not to:

• Misuse or interfere with the website

• Attempt to gain unauthorised access to systems or data

• Upload or transmit malicious code or harmful material

We may suspend or restrict access if misuse is detected.

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4. Accuracy of information

While we take reasonable care to ensure content is accurate and up to date, we:

• Make no guarantees about completeness or accuracy

• Do not warrant that the website will be error-free or uninterrupted

Information may change without notice.

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5. Limitation of liability

To the maximum extent permitted by law:

• We are not liable for any loss, damage, or expense arising from use of this website

• This includes indirect, consequential, or economic loss

• Use of this website is entirely at your own risk

Nothing in these Terms limits rights that cannot be excluded under Australian Consumer Law.

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6. Third-party links

This website may include links to third-party websites.
We do not control or endorse those websites and are not responsible for their content or privacy practices.

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7. Intellectual property

All content on this website — including text, branding, logos, and layout — is owned by or licensed to Bruce Mulvaney & Co and is protected by intellectual property laws.

You may:

• View the website for personal use

You may not:

• Copy, reproduce, modify, or distribute content without written permission

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8. Privacy

Your use of this website is also governed by our Privacy Policy, which explains how we collect and handle personal information.

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9. Changes to these Terms

We may update these Terms of Use at any time.
The latest version will always be available on this website.

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10. Governing law

These Terms are governed by the laws of Victoria, Australia, and any disputes are subject to the jurisdiction of Victorian courts.

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11. Contact

If you have questions about these Terms of Use, please contact us.